Review of Star Health and Allied Insurance Co Ltd :
Star Health and Allied Insurance Co Ltd propelled health, overseas Mediclaim, and personal mishap insurance plans, since their commencement in 2006. The insurance company uses its resources to give magnificent services and customized products to meet the changing needs of their customers. Star Health and Allied Insurance has a capital base of Rs.1,050 crore and is one of the largest private health insurance providers in India.
With a presence across the nation, their products serve a wide scope of individuals through their 8,200+ system hospitals. The company offers a wide exhibit of health insurance policies products at reasonable prices to make health insurance moderate for all. Star Health and Allied Insurance is focused on making health insurance inclusion accessible to all segments of the populace.
Star Health and Allied Insurance Benefits:
Star Health and Allied Insurance offer health insurance policies for individuals, families, and senior citizens. The insurer also offers mishap care and basic illness policies. Listed underneath are the benefits of Star Health Insurance plans.
*Note: Benefits referenced beneath might change from plan to design, and are subject to the insurer's terms and conditions.
Benefits of individual health insurance plans offered by Star Health and Allied Insurance:
Individuals matured 18 to 65 years are qualified for the arrangement.
There is no sub-limit on room lease and treatment costs.
Insurance cover includes hospital cash benefits and free health registration office after the fulfillment of a specific number of consecutive, guarantee free years.
Insurance policies from Star Health cover multi day-care procedures.
Benefits of family health insurance plans offered by Star Health and Allied Insurance:
Moderate health insurance cover is accessible on a floater basis.
For a case free renewal, you can get up to 100% increase in sum insured.
No sub-limit on room lease and treatment costs.
Your policy will cover dental and ophthalmic treatments on Out-Patient Department (OPD) basis.
Insurance benefits incorporate air rescue vehicle office and second medicinal conclusion.
Benefits of senior resident health insurance plans offered by Star Health and Allied Insurance:
Senior citizens matured 60 to 75 years can apply for the arrangement.
No-pre insurance medicinal test is required.
Insurance covers previous diseases from second year onwards.
The policy comes with an ensured lifetime renewability choice.
Medicinal consultations can be profited as an outpatient in a system hospital.
Benefits of mishap care singular health insurance plans offered by Star Health and Allied Insurance:
Insurance cover for inadvertent demise, perpetual disability, and transitory disablement.
Get improved week by week compensation up to Rs.15,000 every week for up to 100 weeks.
Get instructive allow forward kids.
Get 5% combined bonus per annum up to a limit of the half.
Get up to 150% of the sum insured as compensation for changeless aggregate disablement.
With mishap care insurance from Star Health Insurance, you can be set up for the worst.
For what reason should you purchase Star Health and Allied Insurance policies?
There are several health insurance providers in India. It very well may be hard to choose the correct health insurance supplier. Here is a list of highlights of Star Health and Allied Insurance Co Ltd to enable you to understand why this insurance company is one of the best insurers in the nation:
It is India's first stand-alone health insurance company in Pan India.
From family floater schemes to senior national health insurance plans, the company offers a wide scope of health insurance products.
The company has in excess of 340 branch offices. It offers cashless hospitalization and reimbursement office across 8200 plus hospitals in India.
In FY2016-17, 3,78,710 claims were settled, Rs.1,378.13 crore was settled in claims, and 87% of the cashless claims was settled in under 2 hours.
Customers can access data on products and services offered by Star Health Insurance through the company website, Interactive Voice Response System, and so forth.
Policyholders will get renewal see 15 days before the expiry date of the policy from the insurance company.
The insurer will affirm endorsing decision inside 7 days from the receipt of medicinal reports if a pre-restorative examination is required.
Sans hassle and speedy direct case settlement process without the intercession of a Third-Party Administrator.
On account of cashless office, the company will give pre-authorisation inside 4 hours from the receipt of the request.
Reimbursement claims will be settled on inside 30 days of receipt of finish guarantee documents.
Guarantee status can be known inside 3 days of receipt of documents.
All grievances will be recognized inside 3 days of receipt. Grievances will be resolved inside 15 days of receipt.
List of awards won by Star Health and Allied Insurance:
Start Health won 'Best Health Insurance Company of the Year 2017' by CMO Asia.
Star Health and Allied Insurance won the 'W.H.O Award of Excellence, 2017' grant.
It won the 'Best Health Insurance Provider of the Year' at the Business Today, Money Today Financial Awards 2016-2017.
Star Health and Allied Insurance beat 28 general insurance companies at the Indian Insurance Award and won the 'Claims Service Company Of The Year, 2014'.
Star Health Insurance was evaluated the 'Best Claim Settlement Insurer' in Hindustan MaRS Survey.
