https://indianmoney.com/articles/types-of-cheques
A cheque is an negotiable instrument. Section 6, of Negotiable Instrument Act 1881 defines a cheque as - A cheque is a bill of exchange drawn on a specified banker and not expressed to be payable otherwise than on demand and it includes the electronic image of a truncated cheque and a cheque in the electronic form"
In common parlance, the account holder draws a cheque favouring somebody or self with instruction to his bank (where he maintains an account) to pay when cheque is presented for payment
There are different types of cheques
Bearer cheque
Order cheque
Open cheque
Crossed cheque
Mutilated cheque
Stale cheque
Post dated cheque
Most investors want to make investments in such a way that they get sky-high returns as fast as possible without the risk of losing the principal amount. And this is the reason why many investors are always on the lookout for top investment plans where they can double their money in few months or years with little or no risk.
However, it is a fact that investment products that give high returns with low risk do not exist. In reality, risk and returns are inversely related, i.e., higher the returns, higher is the risk, and vice versa.
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The growth of the equity market in India has been phenomenal in the present decade. Right from early nineties, the stock market witnessed heightened activity in terms of various bull and bear runs. In the late nineties, the...
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Credit appraisal is assessing the credit worthiness or repayment capacity of a prospective borrower with major focus on his/her’s ability and his intention to pay back his loan. https://indianmoney.com/articles/what-is-credit-appraisal
The assessment of the various risks that can impact on the repayment of loan is credit appraisal. In short, you are determining "Will I get my money back?". Depending on the purpose of loan and the quantum,the appraisal process may be simple or elaborate. For small personal loans, credit scoring based on income, life style and existing liabilities may suffice. But for project financing, the process comprises technical , commercial, marketing, financial , managerial appraisals as also implementation schedule and ability.
