Are you a small business looking for capital to boost your business or start one? While there are several private banks that offer MSME loans, you could consider taking a look at these small business loans by the government of India.
See: https://indianmoney.com/articles/government-loan-for-business-startups-in-india
There are three loan types that you could borrow into. These loans are specific to what your business currently needs. You can also choose on the basis of the stage of business that you’re in.
Working Capital Loan
Corporate Term Loan
Term Loan
I am assuming you need historical data for equities. These tools will fetch you the historical data for all the companies listed on NSE/BSE.
The growth of the equity market in India has been phenomenal in the present decade. Right from early nineties, the stock market witnessed heightened activity in terms of various bull and bear runs. In the late nineties, the...
Most investors want to make investments in such a way that they get sky-high returns as fast as possible without the risk of losing the principal amount. And this is the reason why many investors are always on the lookout for top investment plans where they can double their money in few months or years with little or no risk.
However, it is a fact that investment products that give high returns with low risk do not exist. In reality, risk and returns are inversely related, i.e., higher the returns, higher is the risk, and vice versa.
Central bank has been given exclusive monopoly of note-issue in the interest of uniformity, better control, elasticity, supervision, and simplicity. It will also avoid the possibility of over-issue by individual banks.
The central banks, thus, regulate the currency of country and the total money-supply in the economy. The central bank has to keep gold, silver or other securities against the notes issued. The system of note-issue differs from country to country.
Many people put off investing because they think you need a lot of money - thousands of dollars! - to start investing. This just isn’t true.You can start investing for as little as Rs 500 per month.
The key to building wealth is developing good habits -like regularly putting money away every month. If you make investing a habit now, you’ll be in a much stronger financial position down the road.
Scheduled Banks in India constitute those banks which have been included in the Second Schedule of Reserve Bank of India(RBI) Act, 1934. RBI in turn includes only those banks in this schedule which satisfy the criteria laid down vide section 42 (6) (a) of the Act. https://indianmoney.com/articles/list-of-scheduled-banks-in-india
Banks not under this Schedule are called non-scheduled banks. Scheduled banks are usually private, foreign and nationalised banks operating in India. However, cooperative banks are allowed to seek scheduled bank status if they satisfy certain criteria.A scheduled bank is eligible for loans from the Reserve Bank of India at bank rate. They are also given membership to clearing houses.
Credit appraisal is assessing the credit worthiness or repayment capacity of a prospective borrower with major focus on his/her’s ability and his intention to pay back his loan. https://indianmoney.com/articles/what-is-credit-appraisal
The assessment of the various risks that can impact on the repayment of loan is credit appraisal. In short, you are determining "Will I get my money back?". Depending on the purpose of loan and the quantum,the appraisal process may be simple or elaborate. For small personal loans, credit scoring based on income, life style and existing liabilities may suffice. But for project financing, the process comprises technical , commercial, marketing, financial , managerial appraisals as also implementation schedule and ability.
