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    IndianMoney provides an unbiased free financial advice before buying financial products. https://indianmoney.com/
    • Free Financial Advisor In India

    IndianMoney

    IndianMoney provides an unbiased free financial advice before buying financial products. https://indianmoney.com/
    • Free Financial Advisor In India
    IndianMoney provides an unbiased free financial advice before buying financial products. https://indianmoney.com/
    • Free Financial Advisor In India
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    Added on 23 October 2018
    Credit appraisal is assessing the credit worthiness or repayment capacity of a prospective borrower with major focus on his/her’s ability and his intention to pay back his loan.
    https://indianmoney.com/articles/what-is-credit-appraisal

    The assessment of the various risks that can impact on the repayment of loan is credit appraisal. In short, you are determining "Will I get my money back?". Depending on the purpose of loan and the quantum,the appraisal process may be simple or elaborate. For small personal loans, credit scoring based on income, life style and existing liabilities may suffice. But for project financing, the process comprises technical , commercial, marketing, financial , managerial appraisals as also implementation schedule and ability.

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