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Are you soon to turn 65 and go on Medicare? Much of the process can be confusing; adding to the confusion, you will be inundated with mailers and phone calls from companies you've probably never heard of. If you're already on Medicare, you are familiar with some of the process.
Medicare Part D program
The Medicare Part D program became a Part of Medicare on January 1st 2006 after the Medicare Prescription Drug, Improvement, and Modernization Act was passed in December of 2003. This gave Medicare beneficiaries the ability to buy coverage that would help pay for their prescription medications as Medicare did not pay for prescription drugs previously.
Medicare Advantage is a privatized Medicare plan, regulated by CMS (Centers for Medicare and Medicaid Services), and giving the Medicare beneficiary coverage that is "as good or better than original Medicare." Many Advantage plans include the Part D benefit giving you all your medical coverage with one company and one ID card, opposed to the aforementioned option where an individual would have their Medicare card, the Medicare supplement card, and a Medicare prescription drug card.
Best Medicare Advantage Plans
Medicare consists of 4 Parts: Part A, Part B, Part C, and Part D. "Original" Medicare is Part A and Part B. For years many seniors would elect to purchase a Medicare supplement or Medigap policy to help pay for some of gaps in Medicare; for instance the Part A deductible, "Best Medicare Advantage Plans". #gowestins #commercialinsurance #westinsurance #medicareadvantageplan #medicareinsurance
Consider a variety of possibilities before making a final decision on which one is ideal for you. A slew of websites available nowadays let you compare several plans and choose the one that best meets your financial requirements. Make sure you thoroughly read the fine print and understand what is required of you before deciding which choice to choose. Choosing the life insurance heber springs is essential here. #gowestins #lifeinsurance #westinsurance #hebersprings
