The budget planner calculator is the best in its field. It's updated to ensure that all fees are taken into account, including taxes and rates of interest on loans or other financial products you may be considering for your money management needs - which means this tool will give an accurate estimate about what borrowing capacity exists within one’s bank account based upon their unique situation. These calculators can be extremely specific for each bank account because they have their own assessment criteria which will determine your borrowing capacity.