OneTouch Finance, to highlight a streamlined, fast, and largely digital loan application and approval process.
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Minimal Documentation: The process aims to reduce or eliminate extensive paperwork, often relying on digital verification using documents like an Aadhaar card and PAN card in some regions.
Quick Approvals and Disbursal: Lenders emphasize rapid processing times, with approvals sometimes taking minutes and funds disbursed within hours or a day.
Technology-Driven Process: The entire application and management process typically happens online or through a mobile app, leveraging technology (sometimes AI) to match borrowers with suitable offers and streamline the backend.
